凯捷：2019年全球金融科技报告(英文 36 页)

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Table of Contents

Preface 3

Executive summary 4

Open banking may become outdated before it ever gets off the ground;

long live Open X 6

An evolving open banking ecosystem is setting the course for the future: Open X 7

When it comes to banking transparency and shaping Open X, APIs will be vital 12

Security concerns and ineffective collaboration may slow Open X adoption 16

Structured collaboration will help to mitigate the challenges of open

banking and Open X 21

Future state – Banking ecosystem players break tradition, adopt new roles 23

Specialized roles emerge and challenge traditional conventions as the

financial services industry begins its transition towards Open X 24

Regulations and stakeholder activities will influence open banking maturity 30

Closing thoughts 32

Methodology 33

About Us 34

Acknowledgements 35