银行的CEDEFI分析( 英文 14页)

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CEDEFI FOR BANKS

MAKING SENSE OF A DECENTRALIZED WORLD

FOREWORD

Capgemini is pleased to present this report which offers a taxonomic reference model to familiarize banks with the definition of decentralized finance (DeFi). It aims to help centralized organizations adopt a pragmatic perspective to overcome what may be their instinctive reaction to consider decentralization as something scary and necessary to avoid.

Developed by Aite-Novarica Group, research findings also suggest initial steps a financial institution (FI) can take to preserve its centralized strategy and yet leverage the features and capabilities achievable with DeFi. A series of use cases help validate that a centralized bank can decentralize some of its functions and deliver elements of its portfolio more effectively without necessarily losing control, thus creating a new category— centralized/decentralized finance (CeDeFi).

As described within the report:

• Payments, Central bank digital currencies (CBDCs), Digital assets and tokens, Decentralized finance, Nonfungible tokens (NFTs) / Metaverse, and Web 3.0 are the elements of a robust DeFi taxonomy.

• Financial market infrastructure, Custody, Cross-border payments and Interoperability are a few examples of core portfolio capabilities that a bank can transform through CeDeFi.

凯捷很高兴推出这份报告，该报告提供了一个分类参考模型，让银行熟悉去中心化金融 (DeFi) 的定义。 它旨在帮助集中式组织采用务实的观点来克服他们可能将权力下放视为可怕且必须避免的事情的本能反应。

由 Aite-Novarica Group 开发的研究结果还提出了金融机构 (FI) 可以采取的初步步骤，以保持其中心化策略，同时利用 DeFi 可实现的特性和功能。 一系列用例有助于验证中心化银行可以分散其某些功能并更有效地交付其投资组合的元素而不必失去控制，从而创建一个新类别——中心化/去中心化金融 (CeDeFi)。

如报告中所述：

• 支付、中央银行数字货币 (CBDC)、数字资产和代币、去中心化金融、非同质代币 (NFT) / Metaverse 和 Web 3.0 是强大的 DeFi 分类法的元素。

• 金融市场基础设施、托管、跨境支付和互操作性是银行可以通过 CeDeFi 转变的核心投资组合能力的几个例子。