国际清算银行：监管金融科技融资：数字银行和金融科技平台(英文 39 页)

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Regulating fintech financing: digital banks and fintech platforms

Contents

Executive summary ......... 1

Section 1 – Introduction ........ 3

Section 2 – Regulation of digital banking .......... 9

Digital banking-specific licensing frameworks ........ 10

Initiatives to facilitate market entry ........... 13

Section 3 – Regulation of fintech platform financing ............. 18

Fintech balance sheet lending ............ 20

Crowdfunding ........ 24

Section 4 – Concluding remarks ......... 31

References ...... 34