德勤：2019年银行和资本市场展望( 英文 40页)

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2019 Banking and Capital Markets Outlook Reimagining transformation

Table of contents

Calmer waters: A decade after the financial crisis, the 

banking industry is on firmer ground 1

Regulation: A new era of global regulatory divergence 5

Technology: Creating a symphonic enterprise 8

Risk: Strengthening the core with new-age defenses 11

Retail banking: The digital leadership race 13

Corporate banking: Digitization and a new credit discipline 16

Transaction banking: Modernizing operations with a focus 18

on improving the client experience

Investment banking: New client engagement models 19

and ecosystem orchestration

Payments: The imperative to diversify growth, 22

bolster security, and restructure the organization

Wealth management: Balancing business growth 24

with product rationalization and transparency

Market infrastructure: Harnessing the power of data 26

and technologies to drive a competitive growth agenda